Disability & Workers Comp

Social Security Disability & Workers Compensation

Does Workers’ Compensation Affect Social Security Disability?

It is very common for someone who is receiving Worker Compensation to apply for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI). In most cases, if you are receiving money from workers compensation, then those payments will offset your SSDI or SSI payments.

The total amount of these benefits cannot exceed 80 percent of your average current earnings before you became disabled.

Workers Comp May Reduce Your Social Security Benefits

Workers’ Compensation Defined

A workers’ compensation benefit payment is made to a worker because of a job-related injury or illness. It may be paid by federal or state workers’ compensation agencies, employers, or insurance companies on behalf of employers.

Social Security Disability Benefit Reduction

If you receive workers’ compensation or other public disability benefits and Social Security disability benefits, the total amount of these benefits cannot exceed 80 percent of your average current earnings before you became disabled.

Social Security Disability and Workers’ Compensation Benefits

If you are applying for SSDI or SSI, you will need to provide the Social Security Administration with information about your workers’ compensation benefits.

If you have already been approved for Social Security Disability benefits, and you are later awarded workers’ compensation benefits, then you need to notify the Social Security Administration about it. You may find that having been found eligible for SSDI benefits might help you win a workers’ compensation case.