Qualifying for Disability

Qualifying for Social Security Disability Benefits

Medical and Non-Medical Eligibility Criteria

In order to qualify for Social Security disability you must be able to prove to the Social Security Administration (SSA) you are “medically disabled,” by the SSA’s standards, and have earned enough work credits to be considered “injured,” but for younger applicants fewer work credits are needed.

The SSA definition of “disability” : You cannot do work that you did before, you cannot adjust to other work because of your medical condition, your disability has lasted or expected to last for at least one year.

Medical Qualifications for Social Security Disability

The hardest thing you will do in the process of filing for Social Security disability is proving to the Social Security Administration (SSA) you have a medically disabling condition that meets the SSA criteria.

The medication conditions can range from – Special Senses and Speech to Malignant Neoplastic Diseases

What Medical Conditions are Considered Impairing?

Non-Medical Qualifications – Work Credits

The number of work credits needed for disability benefits depends on your age when you become disabled. Generally you need 40 credits, 20 of which were earned in the last 10 years ending with the year you become disabled. However, younger workers may qualify with fewer credits

Work Credits Earned

Social Security work credits are based on your total yearly wages or self-employment income. You can earn up to four credits each year.

The amount needed for a credit changes from year to year. In 2012, for example, you earn one credit for each $1,130 of wages or self-employment income. When you’ve earned $4,520, you’ve earned your four credits for the year.