Claims Process


In previous blogs we discussed the work credits need to qualify for Social Security Disability Insurance (SSDI).  Today I am going to discuss the claims process.  Once you make the decision to apply for SSDI, you must first submit your initial application (see blog “file a claim”).   Most likely, you will be denied; over 75% of applicants are so don’t get discouraged.  Once you receive your denial letter, you have 60 days from the date of the denial to submit a request for reconsideration.  At this stage, you should submit additional information that will support your claim that was not presented in your initial application.  This information could include: medical records, employment attendance records to show missed work or a finding of disability from a state or other federal disability office.  Once you have submitted your information, the Social Security Administration (SSA) will review your case and make a decision.  Again, you may be denied; only 5% of claims are reversed at the reconsideration stage.  When you receive your second denial, you will submit another appeal.  This time you will be requesting a hearing in front of an administrative law judge (ALJ).  This appeal is much like your first appeal in that you only have 60 days from the date of denial to request a hearing.   


Good Luck!