When you apply for Social Security Disability benefits, you embark on what is often a very long journey for most people trying to get approved. The “waiting game” is played all too well by the federal government and those in charge of approving or denying benefits to claimants. However, for those who are struggling with not being able to work, waiting is the most difficult part of the process.
There is a common misconception among those who want disability benefits that the only way to be approved for them is if you have had a major physical trauma occur (i.e. back surgery, motor vehicle accident, etc…) and that Mental Disorders are not considered. THIS IS NOT TRUE!
When you apply for Social Security Disability Insurance (SSDI) benefits, there are two very important dates that you need to know in order for your case to be successful. The first date is your “DLI”, meaning “Date Last Insured”. This date is the last date that you are eligible to receive benefits. The second date is your onset date, meaning the day that you stated you became disabled.
The only way for your claim to be successful for SSDI is if your date of documented onset is proven to have occurred prior to your DLI. In an ideal situation, the DLI is a date sometime in the distant future (year 2014, 2015, 2016). This way, there is obviously no issue about whether or not your date of onset is before your DLI.